Gold Secured by Trusted Bank Partners

Need a New Gold Loan?

Gold Loan at your home. in 30 mins.^ 4 Easy Steps

Apply via phone number

Select your scheme and provide your address to book your appointment

We visit your home or office at your convenience

Verify Loan Manager's ID & get quick gold valuation done

Get money instantly

Loan amount transferred to your account before the loan manager leaves

Gold stored at a partner bank near you

Get confirmation once your gold reaches the bank

Gold Safely Stored At Partner Banks

Branches Near your Home

Appointments at your Convenience

Branches Near your Home

Popular Gold Loan FAQs

A gold loan is a loan in which the borrower offers a certain amount of gold against a loan amount (called loan-to-value or LTV) for a certain period of time. This works like a normal secured loan in which the gold acts as collateral or asset.

To take out a loan against gold, you must pledge your gold ornaments to the lender. This gold is valued first, and then a loan amount against the pledged gold is fixed. A self-evaluation can also be done with a gold loan calculator online. Once the loan is disbursed, the borrower will have to complete the repayments within the loan tenure, after which, the collateral is returned to the borrower.

A gold loan offers many benefits when compared to other types of loans. Gold loan benefits include faster processing time, higher loan to value ratio, lower interest rates, the convenience of availability of the collateral, faster loan disbursal, and relaxed eligibility criteria. Based on the lender, you may also enjoy other benefits like a waiver on the processing fee and insurance cover.

Why choose Rupeek?

Our transparent lending process and prompt customer service make Rupeek one of the most convenient and amicable gold loan companies in India. With our hassle-free approach, all your documents will be processed immediately and you’ll receive a gold loan in under 24 hours. At Rupeek, we make sure that your personalised data receives the utmost discretion and is well protected at all times. We use 256-bit encryption and top threat mitigation technologies to keep your data safe and sound. We also store your gold in partner banks to ensure the highest level of safety.

How to apply for a gold loan with Rupeek?

To avail a low-interest gold loan from Rupeek, all you need to do is place a request on the Rupeek app after evaluating the value of your gold with our gold loan calculator. After that, our highly trained gold loan professionals will meet you at your house and appraise the gold right in front of you. We will also check your KYC documents and upload them for verification. Once your documents are verified, the loan amount will be directly transferred to your account, only after which our loan personnel will leave your place with the gold ornaments which will be deposited securely in our partner bank’s vault nearest to you. You can choose a low-interest gold loan of your choice based on your requirements. The entire process of gold appraisal to disbursal of loan takes only 30 minutes.

Get in touch with us

In case you want to meet us, we are spread across 700+ locations including Bangalore, Jaipur, Ahmedabad, Hyderabad, Delhi, Kolkata, Mumbai, Pune, Chennai, Surat and Coimbatore. You can also take a look at our Frequently Asked Questions for common queries on taking a gold loan online. Rupeek is a pioneer among gold finance companies in India. Our user-friendly, transparent, hassle-free online gold loan disbursement solutions are ideal for individuals and small business owners who are looking for a quick low-interest gold loan.